Your 401k Participants Will Enjoy Low Fees, Expert Education, And A Great Investing Experience

We Make Brilliant 401k Plan Management Easy!

We devote a great deal of energy to improving the deficient areas of our takeover plans. Our goal is for every plan we manage to reach such a level.

#1 We Slash Your 401k Fees & Expenses

Most plans are burdened by outrageous fees and expenses. Higher costs mean you—and your employees—must save more and work longer. We “sharpen our pencil” . . . with a chainsaw! Through our comprehensive RFP process we’ll slash your 401k investment fees, recordkeeping fees, and TPA fees, which will directly boost your plan performance!

#2 We Drive Participation Through Great Employee Education

Unfortunately, most employees are apathetic about their 401k plan. Financial education is generally minimal (if existent at all) and poorly communicated. We use a combination of webinars and live education meetings to teach your employees how to create their own “Paychecks For Life” from their 401k plan.

#3 We Manage And Reduce Your Fiduciary Liability

Unlike many 401k advisors, we’re an ERISA 3(38) fiduciary. This means we accept the highest level of responsibility when it comes to helping you design, manage and maximize your 401k plan. We’ll ensure your employees not only understand their 401k plan options, but invest in it consistently and appropriately in order to help them achieve their retirement planning goals.

 

We follow a fiduciary process

We’re passionate about helping 401(k) plan participants retire earlier and with more money confidence than they’d ever thought possible! That’s why we follow a robust 401(k) design, implementation, and management process from the start!

1. EVALUATE

PLAN EVALUATION

Our “validate or expose” process will clearly show where your plan is succeeding or failing. We’ll review your objectives and concerns and analyze your plan fees, performance, service and support.

2. OPTIMIZE

PLAN OPTIMIZER

We conduct a feasability study to ensure you’re maximizing the tax benefits of your retirement program for both your company and your employees.

3. PROTECT

FIDUCIARY SHIELD

We help control the risk you face as a plan fiduciary by developing and maintaining your plan Investment Policy Statement, monitoring and managingyour investment options, and acting as a 3(21) or 3(38) fiduciary.

4. MANAGE

RFP MANAGER

We act on your behalf as an independent advisor. We’ll gather and sift through your plan proposals to help ensure your employees receive the absolute best 401(k) wealth- building tools and experience.

5. EDUCATE

PAYCHECKS FOR LIFE

We manage every step of the transition from your current retirement programto your new program. We’ll enroll your employees and educate them on building wealth for retirement and creating paychecks for life.

6. MONITOR

360 ̊ MONITOR

We manage the health and welfare of your retirement program over it’s lifetime, advising you on regulatory changes, program enhancements, and investment due diligence.